At Home Loans and Bad Credit, we understand the value of obtaining an affordable mortgage even if you have had some credit issues in the past. That’s exactly the reason that we created this website, in an effort to simplify the lending process for borrowers to find bad credit home loan programs. Interest rates remain low and many banks have eased credit and requirements in recent months with several traditional and FHA mortgage programs. There is no application fee or hidden closing costs with any of our participating lenders.


Competitive Interest Rates

For nearly a decade, we have been placing applicants with finance companies that take more risks than traditional lenders.

If you are looking for a second chance, then let HLABC match you with lenders, brokers and banks that best meet your financing needs. Even if you have been denied for a loan, there are always new programs and opportunities being announce that could be a good fit for your situations.

There is no cost or obligation to complete an application with us online.


Compare Companies for Free

  • Search for Lenders that specialize in bad credit home loans
  • Shop and compare several programs for first-time home buyers
  • Quick and simple online form so you can contact multiple lenders
  • Compare loans with competitive mortgage rates
  • Loans with minimal down payment requirements
  • Find zero down home loan programs
  • Refinance mortgages for rate and term
  • Cash out refinancing and home equity loans


Search Multiple Programs

  • Subprime Home Mortgages
  • FHA Home Buying Loans
  • VA Mortgages for U.S. Veterans
  • Fannie Mae Loan Programs
  • Freddie Mac House Loans
  • USDA Rural Lending
  • Home Affordable Refinance Program
  • Jumbo Mortgages up to $2.million
  • Hard Money Loan Programs
  • Private Money Lending Options
  • Down Payment Assistance for 1st Time Home Buyers